Loan Products
Financing for every life transition
LiquiCap offers point-of-purchase EMI financing across six industries — embedded right where the payment moment happens.
Education Fee Financing
School, college & university fees, paid in easy EMIs.
LiquiCap embeds at the admissions counter so families can split tuition into structured EMIs — keeping education uninterrupted and cash flows predictable.
- Up to 100% fee financing across academic terms
- Disbursal directly to the institution
- Flexible tenures aligned to academic calendars
EdTech Fee Financing
Finance upskilling and career programs at checkout.
Embedded at the enrolment moment on India's leading EdTech platforms, LiquiCap converts ambition into affordable EMIs — no collateral, no friction.
- Instant eligibility at the point of enrolment
- Zero-collateral EMI plans for learners
- API-native integration with partner platforms
Rooftop Solar Financing
Power your roof. Pay in EMIs that save from day one.
LiquiCap finances rooftop solar at the point of installation, so homeowners switch to clean energy with monthly EMIs that often cost less than their old power bill.
- EMIs structured around energy savings
- Fast-track credit assessment for installers
- Tenures up to 60 months
Stem Cell Banking Financing
Secure your family's biological future, paid over time.
At the point of enrolment with stem-cell banks, LiquiCap turns a one-time preservation fee into a manageable EMI plan — protecting what matters most.
- One-time preservation fee converted to EMIs
- Quick KYC at the hospital or enrolment desk
- Transparent, regulated lending terms
Hospital & Medical Bill Financing
Quality care shouldn't wait. Split medical bills into EMIs.
Embedded at the hospital billing desk, LiquiCap lets families convert medical expenses into structured EMIs — so treatment never waits on cash.
- On-the-spot EMI conversion at billing
- Covers planned and elective procedures
- Disbursal directly to the hospital
Home Renovation & Interiors Financing
Transform your home. Pay in EMIs that fit your life.
Embedded at the design studio, LiquiCap finances home interiors, renovations and home lift installations — so homeowners can move into a finished, future-ready home and pay over time.
- Finance up to 100% of interior projects
- Home lift financing for nibav Lifts installations
- EMIs aligned to project milestones
- Seamless integration with design partners
Rates & Charges
Standard loan terms
Final rates, fees, and tenure are subject to loan type, customer profile, and credit assessment. All terms are disclosed in the sanction letter and loan agreement.
| Charge | Value | Note |
|---|---|---|
| Interest Rate / APR | 10.5% – 36% p.a. | Varies by product and profile |
| Processing Fee | Up to 3% + GST | Of loan amount, where applicable |
| Late Payment Charges | As per agreement | Per loan agreement terms |
| Foreclosure Charges | As per terms | Per product-specific terms |
Ready to embed capital into your business?
Partner with LiquiCap and offer instant EMI financing at your point of purchase — powered by a regulated NBFC.